Mortgages

We can help you find the right mortgage to meet your needs, whether you are a first time buyer, a home owner moving house, looking for the most suitable remortgage rate or an investor looking for that right Buy to Let deal, we can help you complete your journey.

---

First Time Buyer

As a first-time buyer, you will require a minimum of 5% deposit towards the cost of the property you wish to purchase. However, the larger your deposit, the better the mortgage deals will be available to you. You should also consider additional outlays such as conveyancing fees and removal costs. When buying your first home, seeking independent mortgage advice is a must. A whole of market mortgage broker like Mortgages for Homes, will tell you how much you can borrow and will identify a suitable mortgage product for your needs. We will secure a mortgage agreement in principle, so you can make an offer on your new home. When you are ready to apply for your new mortgage, we will guide you through the process and handle all the necessary paperwork, liaise with your lender, solicitor and estate agent and answer any questions you may have along the way.